The episode begins with Gurpreet cutting ties with Neeti, feeling betrayed. She takes Babli and leaves. Parvati assures Neeti that she will help her and plans to bring bankers the next day. Sanju questions Neeti’s decision to take the loan, pointing out her company’s poor performance and the difficulty of repaying such a large amount (3 crore), even with Parvati’s help. Sukhwinder and Bebe plot to change Neeti’s mind about Parvati, who they believe is deceiving her. Parminder defends Neeti’s intentions to prevent jail time.
Ambika warns Parvati against trusting Neeti, fearing she won’t repay the loan and that Parvati’s image will be tarnished as the guarantor. Parvati reveals her plan to Ambika and Daima: Neeti will fail to repay the EMI, her check will bounce, and the police will arrest her, leading to an auction of her properties that Parvati intends to buy. Meanwhile, Sukhwinder and Bebe continue to manipulate Neeti, warning her that Parvati is controlling her, taking advantage of their friendship, and ultimately wants to ruin her life. Neeti staunchly defends Parvati, refusing to believe anything against her.
Sukhwinder reminds Neeti that Parvati stole Sanju from her, sent her to jail, and caused her current problems. Neeti reminds them that Parvati came into their lives as a daughter-in-law and even convinced Gurpreet to prevent her from going to jail. She accuses them of constantly turning her against Parvati and causing her to misunderstand her. Bebe stops speaking against Parvati but warns Neeti that Parvati will ruin her life one day, and she will regret it.
The next day, Ambika introduces Neeti to a banker, explaining that Parvati convinced him to help. The banker requires Neeti to mortgage her house and company to secure the loan, emphasizing the importance of timely repayments. Neeti signs the agreement. A week later, Neeti uses the money to repay Babli, but Gurpreet still severs ties with her.
A month later, Ambika confronts Neeti for failing to pay the EMI, feeling humiliated. Parvati reveals that Neeti’s check bounced. Neeti discovers that the money was mistakenly transferred to Parvati’s company and alerts the accountant to the error. Parvati says that she will handle it. Sukhwinder and Bebe taunt Parvati. Parvati demands that Neeti repay the money without fail. Sanju argues with Neeti, questioning how she will repay the debt. Neeti vows to find a way to repay the money.
Episode ends.