The episode begins with Neeti receiving alarming news from her accountant: she has missed three months of EMI payments, and the bankers are planning to take action against her. Shocked, Neeti drops the phone. When Sanju asks about her distress, Neeti refuses to share the details and leaves abruptly.
Meanwhile, Parvati inquires of Ambika when their guests will arrive. Ambika assures her they will be there shortly and instructs Parvati to put her phone on flight mode, warning her not to let Neeti contact her for any reason. Parvati confirms she understands. Soon after, Ambika arrives at Neeti’s house with the bankers and asks Bebe to fetch Neeti, stating they need to discuss something important. Neeti attempts to close the door, but Sanju stops her, demanding to know what’s wrong. Once again, she refuses to answer him, insisting that he cannot help because the situation is already beyond her control and she has fallen into a trap. She fears that once Sanju learns the truth, he will be furious with her.
Sanju insists that he can’t help if she doesn’t share her problems. He questions if she has committed a crime, but Neeti hesitates to respond. Bebe informs Neeti that the bankers have come to see her along with Ambika. Sanju, sensing the gravity of the situation, takes Neeti to meet them. He asks Ambika for clarification, and she reveals that the bankers had approved the loan for Neeti due to her reputation, but she hasn’t paid any EMIs yet. Since Parvati is her guarantor, this negatively impacts her standing with the bank.
Neeti pleads that she needs to make the payments, but the bankers remind her that she has already failed to pay three EMIs, and her cheque has bounced three times. They inform her that bouncing a cheque is a crime. Desperate, Neeti insists she will contact Parvati for help, but Ambika warns her that Parvati will not assist in this matter. Neeti argues that as a friend, Parvati will help her. Sanju then suggests that they explore potential solutions and offers to pay the EMIs. When he learns that the monthly payment is 50 lakhs, he is taken aback, questioning how they could demand such an amount for a 2 crore loan.
Ambika presses Neeti, asking why she didn’t inform Sanju earlier about the situation. She reveals that Neeti’s total debt is now 6 crores, and she must pay 1 crore immediately to avoid jail for fraud. Meanwhile, Babli asks Parvati what she is doing there, and Parvati shares the unfolding situation. Babli suggests they watch the drama unfold from a distance, but Parvati insists that Neeti should not meet her, or their plan might fail.
Ambika reiterates that Neeti must repay the money and warns against tarnishing her daughter’s reputation in the industry. Neeti attempts to call Parvati for help but finds her phone unreachable. Ambika suggests that Parvati may be in a meeting. Sanju encourages Neeti to use company funds, but she replies that there is not a single penny in her business; she has merely presented fraudulent accounts to deceive clients. Sanju calls her actions criminal, and the banker confirms that if the money isn’t paid, their house will be put up for auction. Sanju argues with the banker, who urges him to ask Neeti to mortgage the house instead. As family members begin to accuse Neeti of ruining everything, Parvati secretly revels in her turmoil.
The episode concludes.